Judy Ball

As summer ends and fall approaches, we're excited to offer insurance options that protect you and your family during your adventures. Make sure you are properly protected before embarking on your next adventure. Call, text, or email our office to make sure you have the protection you and your family need!

The Judy Ball State Farm Insurance office has proudly represented the Hardy County and the surrounding areas of WV for thirty two years. I am a WV native and graduated from Fairmont State University. I started my career with State Farm in 1988 working claims in the Severna Park and Columbia, Maryland claim offices as well as the Marietta and Alpharetta, Georgia claim offices before returning to WV in 1993 to open Judy Ball State Farm Insurance Agency. Between myself and my staff we have over 95 years of combined State Farm Insurance Team experience. My agency has qualified for several awards over the years including State Farm Ambassador Club, Legion of Honor, Bronze Tablet, Silver Scroll, Golden Triangle and Crystal Excellence awards. I am a member of the Hardy County Chamber of Commerce and I was chosen as the Hardy County Chamber Business Person of the year in 2021 . In 2025 I was honored to receive the Hardy County Champion Award . I sponsor several organizations and am active in sponsoring and participating in community events including the Moorefield and East Hardy Little League. We have also been selected as winners in the Moorefield Examiner in both the Insurance Agency and Customer Service categories.

My licensed team of Insurance Professionals and I are here to help you design an insurance plan for your specific needs. Not only can we help you with Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance and Boat Insurance we can also help small businesses with their needs. Give us a call or stop by our office for a free insurance quote today. We are Virginia and Maryland licensed to help with your relocation/ transfer needs.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Moorefield, you can count on Judy for personalized service.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. Judy is here to help your Moorefield household feel covered.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Looking for coverage? Talk with Judy about your options in Moorefield.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Judy, your local State Farm agent in Moorefield, WV, is here to help.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Judy is proud to serve the Moorefield community.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Serving Moorefield and the surrounding area, Judy can help answer your questions.